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Sport and Extreme
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Sport and Extreme
Travelers Insurance
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International
Travelers Insurance
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Long Stay Travel Insurance

236 reviews on google_icon Google
436 reviews on star Truste Reviews stars

Long Stay Travel Insurance in Nigeria

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email after payment. Valid worldwide electronically or print yourself. 100% money back guarantee

Buy Travel Insurance
Hello Auras
world

Worldwide

The insurance is valid in any country of the world

people

Any nationality

Insurance is suitable for citizens from any country and with any citizenship

bottle

Age

The insurance is valid for people from 1 to 100 year old

visa

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

Buy Travel Insurance

Title

world

Worldwide

The insurance is valid in any country of the world

people

Any nationality

Insurance is suitable for citizens from any country and with any citizenship

bottle

Age

The insurance is valid for people from 1 to 100 year old

visa

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Auras insurance policy is backed by a 100% money back guarantee for 14 full days from your original purchase

Get a Free Quote
Benefits
    • Coverage of treatment for COVID-19
    • Coverage for the treatment of other viral diseases
    • Medication provision
    • Treatment due to injury
    • Calling a doctor
    • Examination / doctor's consultation
    • Emergency dental care
    • Exacerbation of chronic diseases
    • Obstetric care until the 27th week
    • Outpatient treatment
    • Inpatient treatment
    • Emergency call
    • Calling a taxi to the hospital
    • Transportation by medical aviation
    • Medical evacuation to the country of residence
    • Coverage of the diagnosis of COVID-19
    • Coverage of treatment for COVID-19
    • Medical care
    • Outpatient treatment
    • Inpatient treatment
    • Compulsory observation for up to 15 days
    • Repatriation of the body to the homeland
    • Burial in place
    • Amount of compensation in case of an accident
    • Return of adults
    • Returning home minor children
    • Standart loss of baggage
    • Flight delay over 4 hours
    • Compensation of expenses to receive new documents to return to the home country in case original documents were lost during the trip
    • Monetary compensation as a result of damage to the life or health of third parties
    • Monetary compensation as a result of moral damage caused to third parties
    • Monetary compensation as a result of damage to the property of third parties
    • 15 days
    • Inpatient treatment
    • Transportation after inpatient treatment
    • Payment of attorney's services
    • Payment of interpreter services
    • Depositing the deposit necessary for the release of the insured person from arrest
    • Payment of the cost of telephone communication
    • Car transportation to the nearest service station
    • Sudden technical breakdown or damage due to a road accident
Get a Free Quote
check
First Step

Select your travel details

2
Second Step

Enter information about tourists

3
Third Step

Make a payment in a convenient to you way

4
Fourth Step

After payment, check your e-mail

How to quickly get a travel medical insurance for visa and travel in 4 easy steps?

Buy travel insurance online. Pay by bank card. The insurance is automatically sent to your email. 100% satisfaction 14 day money back guarantee

check

Select your travel details

2

Enter information about tourists

3

Make a payment in a convenient to you way

4

After payment, check your e-mail

Buy Now

Payment of travel medical insurance

Auras Insurance is backed by a 14 day, no questions asked, 100% money back guarantee
  • 1

    Calculate the cost of the policy with the online calculator

  • 2

    Pay for insurance online with any bank card

  • 3

    We will send the insurance policy to your email immediately after payment

Specify country and dates of travel to get a price

Total price:

Insurance details:

Trip duration:

Tourists:

Insurance includes:

35,000 USD (deductible 100 USD), Calm

Money Back Guarantee
Auras Insurance company guarantees 100% refund within 14 days from the date of purchase if policy was not activated. No further questions
  • Select insurance options Step 1 of 3
    Select the country of travel
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    Select one or more countries
      Worldwide
      Europe (Schengen)
      Philippines
      Thailand
      USA
      Annual insurance Suitable for those who plan to travel frequently throughout the year to different countries. The advantage of Auras annual insurance is that there are no restrictions on the number of days and the number of trips throughout the year.
      Expat Insurance for nomads and expats. Enhanced travel health and medical insurance for long-term stays. Any country, any citizenship.
      Already traveling If you are already abroad (currently in another country) then activate this option. If you have already passed customs control in another country and have not activated the "Already traveling" option, then the insurance policy is not valid.
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      • 35 000 USD
      • 35 000 EUR
      • 100 000 USD
      • 100 000 EUR
      • 500 000 USD
      • 500 000 EUR
      • 1 000 000 USD
      • 1 000 000 EUR
      • Student
        Specially for students
      • Work
        Accredited insurance for work
      • Calm
        Fitness, yoga and pilates
      • Active
        Moped, surfing, skiing
      • Extreme
        Wakeboard, freeride, wrestling
      • Sport
        Competitions, training and camps
      • Cruise
        For cruise ship travel
      I have a promo code
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      You must agree to the terms to continue

    • Information for buying insurance Step 2 of 3

      Trip duration:

      Tourists:

      Selected

      Medical coverage on 35,000 USD (deductible 100 USD), Calm

      Insurance includes:

      Outpatient care, emergency doctor visits, dentistry, prescription drug costs

      Buyer

      Enter your first and last name in the Latin alphabet, as in the passport

      First name true_check
      Last name true_check
      Date of birth true_check
      Passport Number true_check
      Phone true_check
      E-mail true_check

        Trip participants

        Tourist No. 1

        First name true_check
        Last name true_check
        Date of birth true_check
        Passport Number true_check
        Total price:

      • ,
        complete the purchase

        Step 3 of 3

        We recommend including additional insurance in the policy

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        No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event.

        Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

        Exclude deductible from travel insurance
        trip

        Trip cancellation Any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). The death of you or your travelling companion, or the death of a non-travelling family member. Strikes or severe weather that result in travel services being unable to operate.Unforeseen natural disasters at home or at the destination that make them uninhabitable. A legal obligation such as jury duty or being served with a court order or subpoena.

        Covers in case of unexpected illness, injury, weather, disasters and legal obligations
        heart

        Search and rescue operation Including evacuation by helicopter.

        Payment of expenses related to search and rescue operations in remote areas
        suitcase

        Premium loss of baggage

        If your luggage is lost or delayed, we will pay you 1,000 USD within 48 hours
        shield_check

        Alcohol

        Coverage of medical expenses if the injury was caused while intoxicated
        one_ski

        One day ski insurance This additional option is specially designed for tourists who need a full-fledged one-time insurance for skiing for one day. The option is active when purchased one day before the start of skiing.

        Special package of ski insurance for one day for tourists
        extend_ski

        Extended skiing insurance The extended package of options includes the use of any equipment for skiing, at any height, skiing in any place. Covers damages caused to third parties during skiing. Actions during the entire period of travel insurance.

        Full package of insurance options for skiing and snowboarding
        credit_card_grey

        Visa cancellation We refund the official payment you paid to the embassy for the provision of services for opening a visa. You must have an official letter of confirmation from the embassy about the cancellation

        If the embassy refused you a visa. We will refund the money you paid for consular services
        Total price:
      Money Back Guarantee
      Auras Insurance company guarantees 100% refund within 14 days from the date of purchase if policy was not activated. No further questions

      Title

      Insurance policy № 548630
      612,5 USD
      The travel insurance policy will be sent immediately to your Email after successful payment.
      Active secure payment mode
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      Auras: your globally trusted international insurance provider

      We make insurance simple. It is very well established among clients and has received a lot of positive feedback. World famous newspapers, TV channels, bloggers write about us

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      24/7 customer support

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      No hidden clauses in the contract

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      We work all over the world

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      Apply for cash compensation online without visiting the office

      Excellent

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      Based on 436 reviews

      star Truste Reviews

      medallions

      THE BEST TRAVEL INSURANCE PROVIDER

      2022

      AWARDS

      European Contact Centre & Customer Service

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      GOLD WINNER 2022

      Forbes - Top travel insurance startup's (2022)

      forbes @forbes

      36 best European insurance companies (2022)

      world_finance @worldfinance

      Awards stars

      AWARDS

      European Contact Centre & Customer Service

      euro_award

      GOLD WINNER 2022

      Excellent

      trustpilot_stars

      Based on 436 reviews

      star Truste Reviews

      medallions

      THE BEST TRAVEL INSURANCE PROVIDER

      2022

      Mass media

      Forbes - Top travel insurance startup's (2022)

      forbes @forbes

      36 best European insurance companies (2022)

      world_finance @worldfinance

      Staying abroad for more than 1, 2, or even 3 years? Get long stay travel insurance

      Need to stay abroad for more than a year? If you’re planning to move to another country to join your children, study abroad, or work officially for more than 1 year — you need long stay travel insurance. This is a type of insurance specifically designed for extended stays abroad, offering full medical coverage.
      For up to 12 months, you can purchase your policy directly on our website using the convenient form — click here to access it. If you’re planning to get long term travel insurance for more than one year (for example, 2, 3, or even 5 years), you’ll need to go through one of our managers for a custom quote.
      Buy Travel Insurance

      What is travel insurance for long stay abroad?

      This is a comprehensive worldwide medical protection created to support extended international stays. It’s ideal:
      • Retirees relocating abroad to join family or enjoy long-term journeys (long stay travel insurance for seniors).
      • Students enrolling in degree programs or long-term courses abroad (long stay student travel insurance).
      • Professionals working overseas under long-term contracts or visas (long stay travel insurance working abroad).
      • Expats settling abroad due to personal or professional reasons (cheap long stay travel insurance for expats).
      • Volunteers and missionaries involved in long-term international projects.
      • Couples and families moving abroad for a fresh start or lifestyle change (best travel insurance for long term travel for groups and families).
      Anyone planning to stay outside their home country for an extended time.

      What travel insurance for long stay covers

      Travel insurance for long stays is your guarantee of support in case of unexpected situations abroad. The policy is specifically designed to cover people who plan to stay outside their home country longer than a regular vacation.
      Long-stay travel insurance coverage includes:
      • Emergency medical care, including hospitalization.
      • Outpatient treatment and doctor consultations.
      • Surgical procedures and post-operative care.
      • Medical transportation to the hospital or a repatriation home.
      • Assistance in case of lost baggage, documents, or tickets.
      • Third-party liability coverage.
      • You can also include additional options in your request.
      Important:
      If you plan to engage in any physical activities during your trip — such as winter sports or activities that may involve specific injuries — ensure that your long term travel medical insurance type is switched from Calm to Active or Extreme so these cases are also covered.

      How to get travel insurance for long term travel

      For trips over one year (2–5 years) travel insurance long stay policy is arranged only through a manager.
      • Provide all the details of your insurance, such as the country, the insured sum, departure and return dates (or select 'no return date'), and the number of participants.
      • Specify the type of insurance — single trip, multi-trip, or annual long stay travel insurance.
      • Let us know if you plan to engage in any sports that require additional coverage.
      • Indicate if you have any chronic conditions or if you would like to add optional extras to the basic plan.
      • Pay and complete the process.
      If your trip is up to 12 months — just use our online form on the website.
      Best long stay travel insurance for seniors
      We receive many requests from people over 60s, over 65, over 70, over 75, and even over 80s. These are often seniors traveling to visit their children abroad or fulfilling a dream to journey after retirement. We offer individual programs of long stay travel insurance for over 70s with full medical coverage.
      Senior travelers!
      The older the traveler, the higher the policy price. So, long stay travel insurance for over 65 with minimum coverage will cost from $ 3.30 per day. Long stay travel insurance over 70 — from 3.60, long stay travel insurance for over 75 — 3.90, long stay travel insurance for over 80s — from 4.20.

      Popular destinations for long term trips

      This table will help you understand which countries are most often chosen for long-term journeys.
      Country Who it's for Why it's chosen
      UK seniors, students education, family, work
      Canada workers, families visas, official work, children
      Australia students, work visas education, seasonal jobs
      New Zealand seniors, travelers nature, safety, peace
      Ireland young professionals work, fresh start
      Europe all categories education, migration, travel
      USA families, students family, medical visits
      We offer the best long-term travel insurance — your reliable companion during extended trips. You are a senior adventurer, a student, or a worker planning to stay abroad legally — we’ll help you find the best solution. Remember — the right insurance long term travel policy gives you peace of mind, safety, and confidence in any country.
      author photo
      Rosales Jeda Lim
      Never go on a long trip — especially abroad — without our cheap long-term travel insurance. A simple doctor’s visit in the US can cost between $150 and $300, while an emergency room visit can cost over $1,000. In the UK or Australia, basic care could cost you hundreds. International health coverage protects you from these unexpected, often huge expenses.
      Head of Travel Insurance, Auras company
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      Frequently asked questions

      • Can I buy long stay insurance if I'm already abroad?

        arrow_down
        Yes! We offer an "already abroad" option.

      • Is the cheapest long-term travel insurance suitable for a student visa?

        arrow_down
        Absolutely, it’s a perfect option with any type of visa — whether it’s a student visa, work permit, Schengen visa, or any other official procedure.

      • Are there options for people with chronic conditions?

        arrow_down
        We do insure people with chronic conditions against any incidents listed in our policy. However, our long stay travel insurance with pre-existing medical conditions does not cover treatment or consequences of the chronic illness itself.

      • Is long stay multi-trip travel insurance suitable for winter sports?

        arrow_down
        Yes! In addition to allowing you to journey across multiple countries and stay long-term, you can add a winter sports option to protect yourself from potential injuries.

      • Can I buy a long stay travel insurance policy for multiple people?

        arrow_down
        Yes! Get a free quote and add all participants to the form — you’ll get the cheapest long stay travel insurance as one policy, but each person will be individually covered.
      Buy Travel Insurance
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          Type of travel

          Please select the type of travel that covers the majority of risks during your trip.

          Calm
          The policy covers medical and transportation expenses, as well as the cost of treating injuries sustained during the following activities:
          • Running and walking;
          • Fitness, yoga and pilates
          • Aerobics and aqua aerobic;
          • Golf;
          • Curling;
          • Fishing (except underwater fishing);
          • Descent into the cave with an excursion;
          • Snorkeling;
          • Organized animal riding tours;
          • Billiards and bowling;
          • Darts;
          • Swimming (except diving).
          Active
          Includes "Calm" and "Active". And covers medical and transportation expenses, as well as the cost of treating injuries sustained during these activities. The activities covered are:
          • Aerotube;
          • Weightlifting and bodybuilding;
          • Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
          • Military and historical reenactments;
          • Rowing (kayaking and canoeing);
          • Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
          • Ball games (football, basketball, American football, rugby, volleyball, and others);
          • Tennis (any);
          • Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
          • Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
          • Visiting water parks, amusement parks, jumping on a trampoline;
          • Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
          • Recreational organized shooting at specially equipped sites (including archery);
          • Paintball;
          • Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
          • Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
          • Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
          • Digging;
          • Jeep safari;
          • Sailing;
          • Surfing (including windsurfing and wakesurfing, except skysurfing);
          • Sandboarding;
          • Triathlon;
          • Fencing;
          • Karting;
          • Frisbee;
          • Croquet;
          • Unaccompanied animal riding (including horseback riding);
          • Sports and ballroom dancing.
          Extreme
          includes "Calm" and "Active" and "Extreme". And covers the cost of treating injuries sustained while participating in dangerous sports, such as:
          • Motor sports on special tracks;
          • Arm wrestling;
          • Caving;
          • Bungee jumping, rope jumping, base Jumping and other types of bungee jumping;
          • Bobsledding and Luge;
          • Wakeboarding;
          • Cycling (including motocross, road, BMX, track, mountain biking, trials);
          • Alpine skiing and snowboarding (including freeride and heliskiing);
          • Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
          • Paragliding;
          • Zorbing;
          • Hot Air Balloon;
          • Cliff diving;
          • Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
          • Participation in any flight and parachuting;
          • Hunting with any type of weapon;
          • Hang Gliding;
          • Parkour and freerunning;
          • Rafting;
          • Rodeo (bull riding);
          • Rollerblading;
          • Trolley rappelling;
          • Street luge racing;
          • Flyboarding;
          • Freestyle (skiing and snowboarding);
          • Bocking;
          • Pogo-stick;
          • Wingsuit;
          • Rock and ice climbing;
          • Figure skating;
          • Kiting (including kitesurfing and snowkiting);
          • Skydiving;
          • Scuba diving;
          • Snorkeling;
          • Underwater fishing;
          • Mountainboarding.
          Sport
          includes "Calm", "Active", and "Extreme". They also encompass activities practiced individually or as part of a group, at both professional and amateur levels. This includes official competitions, training, and camps.
          Student
          A special insurance policy designed for students who are going to study abroad. The insurance policy is not valid for the country of permanent residence. This insurance is recommended for obtaining a student visa
          Work
          A special insurance policy for those who are going to work abroad for a long period. Recommended for obtaining a work visa. The insurance policy is not valid for the country of permanent residence
          Cruise
          Insurance policy designed and adapted specifically for tourists traveling on a cruise ship

          Insurance includes:

          Medical care:
          • Coverage of treatment for COVID-19
          • Coverage for the treatment of other viral diseases
          • Medication provision
          • Treatment due to injury
          • Treatment due to injury
          • Examination / doctor's consultation
          • Emergency dental care
          • Exacerbation of chronic diseases
          • Obstetric care until the 27th week
          • Outpatient treatment
          • Inpatient treatment
          Inpatient treatment
          • Emergency call
          • Calling a taxi to the hospital
          • Transportation by medical aviation
          • Medical evacuation to the country of residence
          COVID-19
          • Coverage of the diagnosis of COVID-19
          • Coverage of treatment for COVID-19
          • Medical care
          • Outpatient treatment
          • Inpatient treatment
          • Compulsory observation for up to 15 days
          Ritual expenses:
          • Repatriation of the body to the homeland
          • Burial in place
          Accident
          • Amount of compensation in case of an accident
          Return ticket
          • Return of adults
          • Returning home minor children
          Loss of baggage
          • Standart loss of baggage
          Flight delay
          • Flight delay over 4 hours
          Loss of documents:
          • Loss of documents
          Liability to third parties
          • Monetary compensation as a result of damage to the life or health of third parties
          • Monetary compensation as a result of moral damage caused to third parties
          • Monetary compensation as a result of damage to the property of third parties
          After the end of the insurance period
          • 15 days
          • Inpatient treatment
          • Expenses for staying abroad
          • Transportation after inpatient treatment
          Legal assistance
          • Payment of attorney's services
          • Payment of interpreter services
          • Depositing the deposit necessary for the release of the insured person from arrest
          • Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
          Telephone communication
          • Payment of the cost of telephone communication
          Travel by own car
          • Car transportation to the nearest service station
          • Return of the driver and passengers to the country of permanent residence
          • Sudden technical breakdown or damage due to a road accident
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